Boost your home deposit, effortlessly

With automatic cash rewards from retailers when you - and your family - spend with your cards as usual

Join now for early access + to win prizes!

I want in
Thank you!
Oops! Something went wrong. Try again!

Your lifestyle, rewarded

Saving for a home deposit today is hard - often leaving you feeling like you're compromising your lifestyle

With Homewards you boost your deposit by saving as you spend - with retailers rewarding you for your lifestyle

1

Sign up and invite your family to boost your deposit

The more people that contribute their cash rewards to your Homewards deposit fund, the faster it'll grow

They can sign up above themselves or you can invite them once you've signed up
2

Just link your card(s)

Securely link your debit, credit or corporate card in under 10 seconds and that's it - you're ready to go

With the highest levels of data security, your card details are completely safe

PCI DSS Level 1
3

Spend with our everyday retailers to get cash rewards

Pay online and in-store to automatically receive cash rewards that we put into your Homewards deposit fund

Deposit contributions from brands like these and many more

Already heard enough? Join now!

I want in

Totally Free!

No joining or annual fees, ever

Truly effortless

Just link a card, spend as usual and boost your deposit

Keep other rewards

Our rewards won’t replace your existing rewards

Online and in-store

Spend online and in-store, with nationwide and local retailers

FAQs

Why are retailers giving me cash for spending with them?
Like with any loyalty or rewards programme, retailers are willing to use some of their marketing budget to incentivise customers to buy from them rather than their competitors.

Rewards can come in the form of discounts, points, or even cash - which is what we give our community members
Sounds great, but how much money can I realistically make?
There’s no silver bullet for building your deposit - you’ll need to save. Just think of Homewards as a hassle-free tool to accelerate the process - a no-brainer.

How much value you get depends on:

1. how many people are contributing their rewards to your deposit fund

2. how much you all spend with our partner retailers

3. us bringing on the best, most relevant retailers for your day-to-day spending habits and who provide the most generous cash rewards (e.g. 5% - rather than 2% - of your purchase amount). This will constantly improve as we grow our community
Why should my family contribute their rewards to my deposit fund?
The best thing you can do to get the most value from Homewards is to have multiple people contributing to your deposit fund.

Since our rewards don’t replace other card-linked rewards like Avios, your family have nothing to lose from helping you. Contributors can automatically donate their rewards directly into someone else's deposit fund or, they create a fund on their behalf.

Now everyone can get help from the Bank of Mum and Dad without needing cash-rich parents or grandparents
Why do you need my card details and can you see all of my transactions?
When you link a card, we don’t get the card number - just a token that lets us know when you’ve paid with our partner retailers - so we can give you cash rewards.

We can only see the transactions you make with our partner retailers (by total spend, not individual products), nothing else
Where do you keep the money and what exactly can I use it for?
Retailers are technically paying us a commission when our community members make a purchase with them.

We then give our commission to you as cash rewards - putting them into a deposit fund that you can access exclusively for:

1. your rental deposit

2. your home purchase deposit

3. contributing to your - existing or future - children’s rental and home purchase deposits